Legal & Compliance
Florida’s New Flood Disclosure Law
July 30, 2026 · THE TITLE WAVE Editorial Team
What buyers, sellers, and agents should know about flood disclosures before closing.
What’s Changed
Florida’s flood disclosure requirements give buyers important information earlier in the transaction. Sellers should complete required disclosures accurately and agents should avoid treating them as a last-minute closing item.
What It Means at Closing
A flood disclosure is distinct from a title search, survey, insurance quote, or property inspection. Buyers should evaluate each source of information as part of their overall due diligence.
How to Prepare
Keeping disclosure records with the transaction file helps all parties confirm that the requirement was completed and allows questions to be addressed before the closing date.
