Before closing day
- Provide mortgage lender contact information and loan numbers
- Provide HOA or condo association contact information
- Share any existing survey and title policy you have
- Confirm how you will receive your proceeds (wire or check)
- Gather all keys, garage openers, and access codes
- Schedule cancellation of utilities and insurance after closing
Bring to closing
- Valid government-issued photo ID for every person on the deed
- Spouse's ID if the home is your homestead
- Death certificate if a prior co-owner has passed away
- Trust, estate, or company documents if the property is held by an entity
- Any repair invoices or receipts required by the contract
- Bank details for your proceeds wire
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